If there's one thing you can be sure of with life, it's to expect the unexpected. We've all been there before: everything is normal, you're going about your day-to-day business as usual, when all of a sudden you're thrown a curveball. Perhaps you get sick out of nowhere and suddenly have some very difficult decisions to make regarding your finances. After all, medical debt is one of the leading causes of bankruptcy in this country. But hey, you have insurance right? Unfortunately, it still might not be enough to cover all of your co-pays and non-covered costs.

Whether it is a sudden occurance or something you've been thinking about for a while. Maybe you need to renovate your house, or you're ready to pull the trigger on a car upgrade for you or your family. Planned or not, the bottom line is that you need access to cash as soon as possible.

• Medical Expenses
• Education
• Transportation
• Moving

Having a structured settlement in place that regularly pays you a set amount can help, but sometimes that may not be enough to cover all of your expenses. The same is true if you are being compensated via a contract over a set amount of time. Most likely the overall amount of the contract or settlement is more than enough to cover your needs, if only you could access it.