Dream Big

Moola helps you track and understand your payment streams in one place. Describe your income and outflows in natural language, add documents for tailored insights—and when you need cash sooner, request capital right from the app.

Live Your Best Life

Take control of your finances with AI-powered insights and a clear view of your income streams. Free to try—upgrade to Premium when you need more.

Easy & Secure

We safeguard all personal information with military grade encryption prioritizing your privacy above all else.

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Join Our Community

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Connect with startup operators, venture capitalists, entrepreneurs, and investors in the Moola community. Share insights, ask questions, and grow your network.

Startup Founders

Connect with fellow entrepreneurs, share experiences, and get advice from those who've been there.

Venture Capitalists

Network with investors, pitch your ideas, and get direct feedback from industry experts.

Industry Experts

Learn from successful operators and get mentorship from those who've built thriving businesses.

Engaging Discussions

Participate in meaningful conversations about funding, growth strategies, and industry trends.

Networking Opportunities

Build relationships with potential investors, partners, and mentors in the startup ecosystem.




Smart, Quick & Intuitive

Describe your payment streams in natural language—no forms to memorize. Tell Nova, Moola's AI, in plain English what you earn or owe (e.g. a settlement, a contract, recurring income), then add documents like benefit letters or agreements for tailored AI insights and present-value estimates.

When you need cash sooner, request capital right from the app—sell part of a stream or draw against funds Moola already manages, with every request reviewed by our team. Download the app to get started free.

Get the App
$50M+

Income Streams Tracked
100K+

Insights Generated
25K+

Documents Processed



You never know when you might need assistance, so we're here for you around the clock. Use our live chat feature to connect to a representative right away.

Explore Now

Request Capital From the App

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Your future income has value today. Sell a stream, draw against funds Moola already manages, or request emergency capital—every request is reviewed by a real person, with clear flat fees and no compounding interest.

Sell an Income Stream

Get an estimated offer for a settlement, lottery payments, housing earnings, and more. Sell all of it—or just the part you need—and sign digitally in minutes.

Estimates valid 14 days · Partial sales welcome
Draw on Managed Streams

Once a stream is managed by Moola, your remaining capital stays open to request. Draw against it whenever you need—no new paperwork required.

Reviewed in 24–48 hours · Simple flat fee
Emergency Funds

Life happens. When nothing is open to request on your managed stream, ask for an emergency advance for urgent bills, medical costs, housing, or utilities.

Just a 2% fee · Available about once a month
Every request tracked in My Requests
Pending Review Approved Paid

Cancel a pending request anytime, re-sign updated terms in-app, and export your full Account Statement as a PDF whenever you need it.

Free & Premium

Start free, upgrade when you need more. Premium unlocks unlimited usage.

Feature Base Premium
Income sources 1 Unlimited
Outflows 3 Unlimited
Personal Financial Insights 5 Unlimited
Economic Overviews 7 Unlimited
Generated audio summaries 7 Unlimited
Price Free Forever $3.99/month or $35/year

Scan to Download Moola AI



Friendly Support
We know that situations can make life tough, so we're here for you when you need us most

User-friendly UI
We designed Moola with you in mind, that's why it's fast, free and easy to get instant estimates
Tailored To You
Our platform is flexible, so if your current financial situation is difficult we can help you adjust to changing times.

Simple Setup
Now you can sign in with Apple for a quick free estimate, with no obligation.

Built for future income

Who is Moola for?

If your money arrives over time, Moola helps you track it—and unlock its value today.

Policy Holders

Settlements & structured payouts over time

Lottery Winners

Interval payments you can unlock now

Creators

Influencers turning following into fuel

Musicians

Label deals, studio time & tour costs

Athletes

Contracts that should work harder sooner

Inventors

Orders in hand, capital to fulfill them

We do not support
  • IRS refund advances
  • Social Security advances
  • Employment cash advances

Automated & Secure

01. Install the App
It's a fast and free download available in the US on the Apple App Store.
02. Add Your Income Streams
Describe a settlement, paycheck, or future payment in plain English—Nova, our AI, names and values it instantly with no obligation.
03. Upload Your Documents
Provide your payment structure—a benefits letter or contractual terms—for a stronger and faster review.
04. Request Capital
Sell a stream or draw against funds Moola manages, right from the app. Our team reviews every request—most within 24–48 hours.

Get in Touch

Still have questions? We're happy to help. Prefer to speak to a representative? Download the app and add a structured policy—then you can connect with a live rep from there.

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